Need some extra money? Let's get going.
Home Equity Line of Credit is a great way to access cash when you need it. Ready to unlock the potential of your home? Our new introductory HELOC rates are here! Turn your dreams into a reality by applying TODAY!
Want flexibility to borrow on an as-needed basis?
A home equity line of credit may be what you need.
A home equity line of credit may be what you need.
Home Equity Line of Credit
up to a 120-month term
- Up to 80% current lifetime value
- $10,000 to $250,000 loan amount
- APR as low as 7.75% variable
Looking for a lump sum for a kitchen remodel?
A home equity loan with fixed payments can help.
A home equity loan with fixed payments can help.
Home Equity Loan
up to a 120-month term
- Up to 80% current lifetime value
- $10,000 to $250,000 loan amount
- APR as low as 7.875% fixed
APR = Annual Percentage Rate. Interest rates are subject to change at any time and without notice due to changes in market conditions. All rates are subject to credit approval and property type approval based on bank policy guidelines. Rates above are based on a loan amount in excess of $50,000 to a consumer with good credit history, individual rates may vary.
1) HELOC programs are a variable rate product based on the Prime Rate as published in the Wall Street Journal. HELOC maximum interest rate is 18%. HELOC minimum interest rate is 3.75%. Interest may be tax deductible, consult your tax advisor for more information. Rate subject to change daily. Introductory rate cannot be combined with any other offer.
2) HELO programs are a fixed rate product. The example provided is a $50,000 loan with a 10 year term. The estimated payment is $583.12 or 120 months of $11.66 per $1000 borrowed. Other fees may apply. Rates are subject to change daily. Interest may be tax deductible, consult your tax advisor for more information.
*Rates, terms, & conditions effective as of 11/18/2024. Variable rate subject to change daily. Offer subject to credit approval. Property insurance is required. Other restrictions may apply; see us for details. Offer eligible for new HELOC loans or HELOC loans rewritten with at least $25,000 in new credit. Minimum loan amount $10,000. Maximum loan amount $250,000. Floor rate of 3.75%. STAR will pay up to $1,500 in closing costs. Rates applicable on lines with an LTV of 80% or less; APR may be higher depending on certain credit factors. Max APR is 18%. Prepayment penalty applies. Please consult your tax advisor regarding any deduction of interest.