Current Fees


Effective April 1, 2024


Item Fee
Account Closing Fee (less than 180 days) $25.00
ATM/Debit Card Overnight
$75.00
ATM/Debit Card Replacement
$10.00
ATM Service Charge¹
$3.00
ATM Service Charge International¹
$4.00
Cashier's Check
$8.00
Charged Off Account
$20.00/account
Check Cashing Charge (non-customer)
$8.00
Collection Fee (correspondent fees may be additional)
$20.00
Counter Checks
$1.00/check from teller
$5.00/package of 10 encoded
Dormant Account Fee

$6.00/month
Foreign Check Processing
$10.00/check
Foreign Draft
$30.00
HSA Transfer Fee
$25.00
Legal Processing
$125.00
MMSA/PLF account excess withdrawals
  • over 6 per month
(excludes ATM and in-person withdrawals)
$15.00/each
Night Deposit Fees
  • Additional Key
  • Lock Bag
  • Zipper Bag
$2.00
$50.00
$5.00
Notary Service
$5.00
Overdraft Protection Transfer
$10.00/transfer
Paid Overdraft Fee²
(Max 6 [$222.00/day] for retail customers)
(unlimited for commercial customers)
$37.00/item
Paper Statement Fee
$7.00
Payoff Quote (Written)
$25.00
Research Time
$30.00/hour
Return Item Fee²
(Max 6 [$222.00/day] for retail customers)
(unlimited for commercial customers)
$37.00/item
Returned Statement
$7.00
Savings Account Withdrawals in excess of 6 per month
$5.00/each
Stop Payment (single item or range)
$37.00/item
Telephone Transfer
$5.00
Wire Transfer³
  • Outgoing Domestic
  • Incoming Domestic
  • Outgoing International
(Correspondent fees additional)
$30.00
$16.00
$50.00

¹This fee applies to non-STAR ATM transactions and balance inquiry. 
²This fee applies to overdrafts or returns created by check, ACH, in-person withdrawals or recurring debit card transactions. Fee will apply to ATM withdrawal and non-recurring debit card transaction if opted in to overdraft coverage. 
³Non-customer fee additional $10.00 minimum